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Podcast: Big Picture Retirement®
Episode: Traditional Insurance vs. Health Sharing Arrangements
Description: Devin and John explore one popular alternatives to traditional health insurance: health care sharing arrangements. John has about 20 employees, and he provides health insurance to the employees (but not the families.) This is a high-deductible plan, so the employee still pays $3,000 to $4,000 per year before the insurance kicks in. So, as a general rule, John knows that he (and his employees) will see virtually no benefit from this very expensive coverage. Because a health care sharing arrangement is not traditional health insurance, there are some important secondary results. For example, these plans don't make you...