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Podcast: Software Engineering Daily
Episode: International Consumer Credit Infrastructure with Brian Regan and Misha Esipov
Description: A credit score is a rating that allows someone to qualify for a line of credit, which could be a loan such as a mortgage, or a credit card. We are assigned a credit score based on a credit history, which could be related to work history, rental payments, or loan repayments. One problem with the credit scoring system is that it is not internationalized. If I am coming from Brazil, I have a rental history of someone from Brazil. That information does not get naturally ported over to the United States. There needs to be a s...