Want to create an interactive transcript for this episode?
Podcast: Wharton FinTech Podcast
Episode: Annie Delgado, Upstart, Chief Risk Officer - Expanding access to affordable credit
Description: Kailee Costello hosts Annie Delgado, the Chief Risk Officer of Upstart. Upstart is a leading AI lending marketplace, partnering with banks and credit unions to expand access to affordable credit
In this episode you will hear about:
- How Upstart’s use of ML has evolved from a binary decision model to what is now a fully-automated loan process for the majority of their borrowers
- Why Upstart decided not to become a chartered bank
- How Upstart works to prevent bias in ML algorithms
- Competitive advantage in ML underwriting
- Annie’s role as Chief Risk Officer
- How...