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Podcast: businessline's State of the Economy Podcast
Episode: Theme: Banking| Can the RBI’s new risk weight norms lead to a slowdown in bank lending?
Description: In the latest episode of the State of the Economy Podcast, businessline's Hamsini Karthik engages in a discussion with Rajan Pental, Executive Director at YES BANK, a veteran in the banking sector with a focus on the retail space. The central topic of discussion revolves around the recent developments in risk-weighted assets (RWA) in the banking industry, particularly focusing on the unsecured portfolio. He provides valuable insights into the recent changes implemented by the Reserve Bank of India (RBI), specifically the increase in risk weights on consumer durable loans, unsecured personal loans, and credit cards. The regulatory m...