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Podcast: Let's Appreciate
Episode: Home Insurance is a Really Big Problem
Description: We talk a lot about building more housing, but we do not talk enough about the risk of home insurance. We have massively underpriced risk in many parts of the economy. This leads to things like financial nihilism and distrust, which is why we see a world divided - partially because the risk models are all wrong.00:00 Introduction to Kamala Harris's Economic Proposals00:09 Detailed Housing Policies01:14 Supply and Demand in Housing01:37 The Broader Impact of Housing Shortages02:29 The Complexity of Housing as an Asset03:18 Challenges i...