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Podcast: The Property Academy Podcast
Episode: From 5% to 40% – The history and future of house deposits⎥Ep. 2095
Description: In this episode, Ed and Andrew take you on a deep dive through the history of loan-to-value ratio (LVR) restrictions in New Zealand. You’ll hear how investors once needed just a 5% deposit … and how that skyrocketed to 40% during boom times.But what triggered those changes? How did investors respond? And what does the future look like now that Debt-to-Income (DTI) rules are coming into play?Plus, you’ll learn how deposit rules can directly impact the ROI you see in tools like Opes+.💡 Want to learn more about how the mortgage system works? Ch...