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Podcast: The Tom Toole Sales Group Podcast
Episode: 📉 Housing Down Payments Drop for First Time Since 2023 | Tom’s Take 433
Description: Down payments are shrinking — and that's a big deal for homebuyers in 2025. 📊 According to a new Redfin report, the median down payment just dropped for the first time since 2023, and FHA and VA loan usage is rising. What does this mean for affordability, buyer power, and your options in today’s market?
In this video, we break down:
* Why the average down payment fell to just over $62K

* The rise in FHA and VA loan approvals

* How buyers are getting creative with smaller down payments

* Why this shift is a good sign for buyers (and even sellers)

* Local market updates (including the G...