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Podcast: Retire With Style
Episode: Episode 187: Couples, Roths, and SPIAs- Oh My!
Description: In this episode of Retire with Style, Alex Murguia and Wade Pfau explore key retirement planning strategies, including how couples can optimize Social Security benefits, what to do with surplus funds from bond ladders, and the potential benefits of purchasing single premium immediate annuities (SPIAs) from Roth IRAs. They highlight the importance of maintaining flexibility and tailoring strategies to each retiree’s unique circumstances.
Takeaways
Delaying social security can benefit the higher earner in a couple.
The low earner has flexibility in claiming social security earlier.
Using software can help determine optimal social security cla...