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Podcast: Talking Real Money - Investing Talk
Episode: Friday Means...
Description: Don answers six listener questions covering CD ladders vs. bond funds, global diversification for young investors, allocation shifts for early retirees, HSA documentation rules, 529 plan comparisons, and whether Dave Ramsey-style portfolios need bonds. He closes with practical guidance on holding cash for opportunities and a reminder about the value of disciplined, evidence-based investing.
0:10 Friday Q&A intro and how to send in questions
1:51 Are CD ladders a good replacement for bond funds?
3:37 How to build a disciplined CD ladder and avoid rate-timing mistakes
3:41 A father asks how to diversify his daughter’s...