Want to create an interactive transcript for this episode?
Podcast: The Real Investment Show (Full Show)
Episode: 11-12-25 How to Spend Without Regret
Description: Most retirement advice focuses on saving and not running out of money — but few talk about how to spend confidently once you’ve achieved financial independence.
Lance Roberts & Danny Ratliff show how to shift from saving mode to living mode without fear or guilt:
Why it’s okay to enjoy what you’ve earned
How to enjoy your wealth without overspending
The emotional side of leaving the “accumulation” mindset
Practical withdrawal and income strategies for peace of mind
0:19 - A Deluge of Data Coming
4:36 - Market Rotations and Maintaining Momentum
8:48 - Tariff Rebates & 50-Year Mortgages
15:43 - Spending in Retirement Without Regret
20:15...