Want to create an interactive transcript for this episode?
Podcast: BiggerPockets Real Estate Podcast
Episode: 2026 Mortgage Rate Predictions: This “X Factor” Could Change Everything
Description: Want lower mortgage rates? One economic “X factor” could give them to us. It’s time for our 2026 mortgage rate predictions!
Is this the year we get back into the 5% mortgage rate range? It might be more likely than you think. But two things are currently holding mortgage rates in limbo, keeping the housing market “stuck” as buyers beg for a more affordable interest rate. These crucial factors could finally budge, and if/when they do, big changes to mortgage rates could follow.
For four years, Dave has been sharing his...