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Podcast: Optimal Finance Daily - Financial Independence and Money Advice
Episode: [Part 2] Rethinking the 4 Percent Safe Withdrawal Rule by Fritz Gilbert of The Retirement Manifesto
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Episode 3374:
Fritz Gilbert outlines three key adjustments to improve the sustainability of retirement withdrawals in todayβs uncertain market environment: lowering the withdrawal rate to 3.3%, adopting a dynamic spending strategy tied to market performance, and increasing international equity exposure. These practical shifts help retirees better manage risk and longevity while maintaining spending flexibility.
Read along with the original article(s) here: https://www.theretirementmanifesto.com/rethinking-the-4-safe-withdrawal-rule/
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