Want to create an interactive transcript for this episode?
Podcast: The College Investor Audio Show
Episode: Why Private Lenders May Not Replace Grad PLUS Loans
Description: Starting in 2026,Ā Grad PLUS loans are ending, and there will be new borrowing options for graduate and professional education. TheĀ new borrowing limitsĀ ($20,500 annually for graduate students and $50,000 for students in designated professional programs) represent a sharp break from the prior model that allowed borrowing up to the fullĀ cost of attendance.TheĀ line between āgraduateā and āprofessionalā is now tied to detailed federal definitions and CIP codes, placing programs like physical therapy, occupational therapy, physician assistant studies, speech-language pathology, and social work under the lower graduate limit despite tuition that often exceeds $40,000 a year.As these chan...