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Podcast: The Moneyball Real Estate Show
Episode: POWERFUL: Investor-Specific Financing Options
Description: Why they call it “Investor-Specific Financing”DSCR is the official name, but the framing matters.Conventional loans are still great (30-year fixed, strong rates) but:More hoopsMore documentationMore frictionHarder for business owners / complex income situationsWhat a DSCR loan is (and how it works)Debt Service Coverage Ratio underwriting focuses on the property’s ability to cover its own debt.Core concept:If rent covers (or nearly covers) the payment, it can qualify.Kevin gives a simple example:Rent $2,000 vs payment $1,800 → qualifiesEven near 1:1 can qualify depending on lender guidelines.Why this is a big win for busi...