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Podcast: Retire Today
Episode: Are Roth Conversions Dead in 2026?
Description: Jeremy Keil examines how tax law changes might affect Roth conversion strategies for retirees in 2026.
A few years ago, Roth conversions felt like one of those rare financial strategies that was almost too obvious to ignore. Taxes were historically low. The Tax Cuts and Jobs Act had put a clear expiration date on those lower brackets. And for many retirees, the logic seemed airtight: pay taxes now at a lower rate so you don’t pay more later.
Fast forward to today, and that certainty just isn’t the same.
With new tax legi...