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Podcast: The College Investor Audio Show
Episode: Parent PLUS Student Loan Alternatives in 2026: Private vs. Federal
Description: Major changes to Parent PLUS loans are coming in 2026, and for many families, the timing could not be more complicated. Parents with students starting college this year or next (or already have kids in college), need to make plans for how they will pay for school.For decades, Parent PLUS loans acted as a backstop. When grants, scholarships, and student loans fell short, parents could borrow the rest without limits. Beginning July 1, 2026, that changes. Borrowing caps take effect, and repayment options shrink.The result: more families will need to rely on parent PLUS loan alternatives.<...