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Podcast: Keep The Change
Episode: Buying Your First Home in NZ in 2026? Watch This First
Description: Most first home buyers are back with low deposits and record-high debt, often borrowing with less than 20% deposit.Luke and Mikey break down the reality: people are stretching themselves thin with low equity loans that cost more in interest. We cover why you need to understand the true cost (not just the mortgage payment), the risks of buying with minimal deposit, and what happens when house prices drop while you're over leveraged.Don't let FOMO drive the biggest financial decision of your life. Understand what you're signing up for first....