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Podcast: IBS Intelligence Global FinTech Interviews
Episode: Ep956: Where Cloud Meets AI: Redefining the Future of Digital Lending
Description: Hari Padmanabhan, Founder – Chairman, UnciaThe discussion moves beyond buzzwords like AI and cloud-native, arguing that most institutions are still in early transformation stages. True AI-driven lending, he suggests, will emerge only when every transaction continuously trains the system. Uncia’s Zero Implementation and Self-Serve model challenges traditional, time-heavy deployments - shifting control to institutions through configurable, low-code tools like Uncia Studio.We also explore how the Pay-As-You-Grow model is reshaping cost economics for SME lenders and NBFCs, turning technology from upfront capex into scalable opex.The broader shift? Lending platforms are evolving from...