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Podcast: The Real Investment Show (Full Show)
Episode: 3-13-26 The Psychology of Spending in Retirement
Description: Retirement income planning isn’t just about withdrawal rates, portfolio construction, or tax strategies. For many retirees, the hardest part of retirement is psychological, not mathematical.
Richard Rosso & Jonathan McCarty explore the psychology behind retirement spending decisions, including why retirees frequently leave large amounts of wealth unused and how behavioral finance shapes income planning.
Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP
Produced by Brent Clanton, Executive Producer
0:00 - INTRO
0:19 - Turmoil in Markets & The Math of Retirement
6:28 - Retirees Chronically Under-spend
9:42 - Longevity Risk & LTC
11:21 - Looking at Guardrails & Sw...