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Podcast: Retire With Style
Episode: Episode 222: Is Long-Term Care Insurance Worth It Anymore?
Description: This episode continues the long-term care discussion by breaking down how long-term care insurance actually works, including benefit structures, coverage limits, and key policy levers like waiting periods and inflation adjustments. Wade and Alex explore why traditional policies have declined in popularity, how hybrid options and annuities can serve as alternatives, and why long-term care planning ultimately requires balancing trade-offs rather than expecting full coverage. Listen now to learn more!
 Takeaways
Long-term care insurance premiums can increase over time, making traditional policies less attractive.
Hybrid policies combine life insurance with long-term care benefits, offering more flexibility.
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