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Podcast: Talking Real Money - Investing Talk
Episode: Black Friday Q&A
Description: Questions? Comments?A light Black Friday edition tackles four listener questions covering Vanguard’s Digital Advisor, the timing of Social Security versus IRA withdrawals, whether to swap target-date funds for a VT/BND mix, and the wisdom (or lack thereof) of adding managed-futures ETFs. The show ends with a look at whether international bonds meaningfully improve diversification (answer: barely). The through-line? Keep investing simple, avoid expensive complexity, and stick with risk-appropriate, broadly diversified portfolios—holiday weekend or not.0:09 Don debates doing a Black Friday episode but decides to keep listeners company1:58 How to submit ques...