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Podcast: Talking Real Money - Investing Talk
Episode: Query Day
Description: Questions? Comments?Don fields listener questions from Asheville in this Friday Q&A edition. Topics include calculating investment returns with XIRR versus simple time-weighted methods, rebalancing U.S. vs. international allocations in a Vanguard portfolio, whether children can have multiple custodial accounts (and why 529s may be better), AVGE versus VT and why factor tilts matter long-term, and a skeptical look at Frank Vasquez’s Risk Parity Radio strategy that leans on commodities and “golden ratio” portfolio construction.1:03 How to calculate investment returns (XIRR vs. time-weighted)4:19 Portfolio allocation: VTI + VT + BND vs. simpler mix