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Podcast: Wharton FinTech Podcast
Episode: Ram Palaniappan, Founder & CEO of Earnin -- Making Any Day Pay Day
Description: Gabriela Ariana Campoverde sits down with Ram Palaniappan, Founder and CEO of Earnin, which gives people access to their pay directly from their smartphones. No hidden fees, no penalties, no waiting—just access to your hard-earned cash right when you need it. With each transaction users are given the opportunity to pay what they believe is fair.
In this episode, you will learn all about how:
- Ram started Earnin by lending his own money to his colleagues
- Earnin addresses the Earned Wage Access gap
- 66% of users see an increase in their ability to pay bills with Earnin’
- Th...