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Podcast: Lykken on Lending
Episode: Solutions to Fix the Single-Family Housing Inventory Shortfall with Phil Bracken of Falcon Capital Advisors
Description: The U.S. housing market faces a historic single-family inventory shortage, driving affordability challenges and limiting access for aspiring homeowners. In this episode, David Lykken is joined by Phil Bracken, Vice Chairman of Falcon Capital Advisors, to unpack real-world, executable solutions that policymakers, lenders, builders, and communities can act on now. Drawing on decades of experience in mortgage banking, federal policy, and housing advocacy, Bracken outlines four critical levers to unlock supply: stimulating new construction, freeing up locked-in existing homeowners, rehabilitating underutilized housing stock, and converting vacant commercial properties into residential housing. This conversation moves beyond theory into pragmatic...