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Lykken on Lending

Created by mortgage professionals for mortgage professionals, Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm.Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update.The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry.The program c...

Scam Calls and Consumer Trust: Why the Mortgage Industry Should Pay Attention - Marc's Rant by Marc Helm

5 mins; April 03, 2026

AI, Data Risk, and "Vibe Coding": The Mortgage Industry’s Next Compliance Challenge - Tech Update by Allen Pollack

9 mins; April 03, 2026

HMDA Reform in Focus: Why the Mortgage Industry Is Pushing for Change - Legislative Update by Alice Alvey

5 mins; April 03, 2026

Bond Market Sell-Off: Inflation Fears, Fed Signals, and Oil Drive Rates Higher - Market Update by Matt Graham

5 mins; April 03, 2026

Stagflation Needs a "Wonderwall" - Macro Market Update by Les Parker

1 min; April 02, 2026

MBA Pushes VA Loan Reform: Lower Costs and Stronger Support for Veterans - MBA Mortgage Minute by Adam DeSanctis

1 min; April 02, 2026

The Rise of the Mortgage “Citizen Developer”: How AI Is Rewriting the Rules with Steve Stone and Bobby Palmer

38 mins; April 01, 2026

Rates, Oil & Uncertainty: Navigating Mortgage Strategy in a Volatile Market

47 mins; March 31, 2026

Pipeline Risk in a Volatile Market: Why Loan Officers Can’t Afford to Guess on Rates - 03/24/2026 Weekly Mortgage Update commentary

16 mins; March 27, 2026

Uncertainty Rules the Market: Why Mortgage Strategy Matters More Than Ever - 03/17/2026 Weekly Mortgage Update Commentary

13 mins; March 27, 2026

AI Is No Longer a Tool—It’s Your Next Mortgage Teammate - Tech Update by Allen Pollack

12 mins; March 27, 2026

The 1099 Myth in Mortgage: Why Loan Officers Still Can’t Go Independent - Legislative Update by Alice Alvey

9 mins; March 26, 2026

Rates Spike, Then Reverse: How Fed Signals and Middle East Tensions Are Driving the Market - Market Update by Matt Graham

5 mins; March 26, 2026

War and "Basketball Jones" Brings March Madness - Macro Market Update by Les Parker

1 min; March 26, 2026

Basel III Reboot: A Big Win for Mortgage Lending and Servicing - MBA Mortgage Minute by Adam DeSanctis

2 mins; March 26, 2026

Closing the Trust Gap: How Education is Transforming First-Time Homebuyers with Dave Savage and Kristin Messerli

25 mins; March 25, 2026

Mortgage Rates Surge Amid Global Chaos—Why Smart LOs Are Locking Now (And AI Is Changing Everything)

51 mins; March 24, 2026

AI Is Reshaping Mortgages: From Underwriting to the ‘51st Date’ Problem - Tech Update by Allen Pollack

9 mins; March 21, 2026

Executive Orders or Empty Promises? A Candid Look at Housing Policy Gaps

18 mins; March 21, 2026

Mortgage Rates Hit Highs as Bonds Sell Off Amid Inflation and Supply Pressures

5 mins; March 20, 2026

"Grenade" - Macro Market Update by Les Parker

1 min; March 20, 2026

Washington Moves the Needle: New Housing Policy, Basel III, and Mortgage Reform Updates - MBA Mortgage Minute by Adam DeSanctis

1 min; March 20, 2026

Weekly AI Update with Pavan Agarwal: AI Hype vs Reality: Why LLMs Don’t Actually "Think"

26 mins; March 19, 2026

Your Data Is the New Asset: The AI Economy That Will Pay You with Damon Burrows and Pavan Agarwal

36 mins; March 18, 2026

Mortgage Markets in Turmoil: Rates Rise, Policy Uncertainty, and the AI Shift Ahead

56 mins; March 17, 2026

Aging in Place: Why Homes Should Be Built for Safety and Balance - Marc's Rant by Marc Helm

2 mins; March 13, 2026

Geopolitics, Oil, and Mortgage Rates: Why the Market Isn’t Reacting Like It Used To - 03/10/2026 Weekly Mortgage Update Commentary

14 mins; March 13, 2026

Housing Bill Showdown: Should Congress Force Investors to Sell Homes? - Legislative Update by Alice Alvey

13 mins; March 13, 2026

Oil, Iran, and Inflation Fears: Why Mortgage Rates Are Climbing Again - Market Update by Matt Graham

4 mins; March 13, 2026

"Soul Power" and Sole Control - Macro Market Update by Les Parker

1 min; March 13, 2026

Senate Advances Major Housing Bill: What It Means for Investors and Affordability - MBA Mortgage Minute by Adam DeSanctis

2 mins; March 13, 2026

Mortgage Rates Rise as Iran Conflict, Oil Prices, and Housing Policy Collide

42 mins; March 10, 2026

Geopolitics, Oil, and Mortgage Rates: Don’t Overreact to the Headlines - 03/03/2026 Weekly Mortgage Update Commentary

10 mins; March 09, 2026

AI’s Double Edge: Productivity Gains or a Dangerous Dependence? - Marc's Rant by Marc Helm

8 mins; March 08, 2026

AI, Bots, and the Borrower: How Technology Is Reshaping Mortgage Lending - Tech Update by Allen Pollack

6 mins; March 08, 2026

The LLPA Debate: Are Risk-Based Pricing Fees Hurting Housing Affordability? - Originations Update by David Kittle

16 mins; March 08, 2026

Should Washington Ban Institutional Homebuyers? A Debate on Federal vs. Local Control - Legislative Update by Alice Alvey

6 mins; March 08, 2026

Mortgage Rates Hit 3-Year Lows as Bond Rally Sets Record Stability - Market Update by Matt Graham

4 mins; March 05, 2026

"I Don't Care If The Sun Don't Shine" - Macro Market Update by Les Parker

1 min; March 05, 2026

Investor Ban Debate: Washington Targets Institutional Homebuyers - MBA Mortgage Minute by Adam DeSanctis

2 mins; March 05, 2026

Sub-6% Stability, Geopolitical Shocks & the LLPA Debate: What’s Really Driving the Mortgage Market?

59 mins; March 03, 2026

Volatility Is Noise — Discipline Wins: 02/24/2026 Weekly Mortgage Update Commentary

16 mins; February 27, 2026

AI Won’t Replace You — But Laziness Might - Tech Update by Allen Pollack

11 mins; February 27, 2026

LLPAs Under the Microscope: Affordability, Risk & the Real Trade-Offs - Legislative Update by Alice Alvey

7 mins; February 26, 2026

Resistance at 4.0: Tariffs, Technicals & the Return to 5.99% - Market Update by Matt Graham

5 mins; February 26, 2026

Navigating Real Estate in Divorce: What Every Loan Officer Needs to Know with Jimmy Evans of Evans Family Law Group

31 mins; February 26, 2026

"You Want Battle? (Here's a War)" Oil War Drums Are Beating - Macro Market Update by Les Parker

1 min; February 26, 2026

MBA Meets Treasury: Capital Reform, Credit Changes & Housing Affordability - 02/24/2026 Weekly Mortgage update Segment

1 min; February 26, 2026

Ignore the Noise. Close the Loans. Lead Through the Volatility.

47 mins; February 24, 2026

So Close to 6%: Momentum Building, But Caution Still Required - 2/17/2026 Weekly Mortgage Update Commentary

13 mins; February 20, 2026

Drowning in State Audits? Why Housing Reform Isn’t the Relief Lenders Expected - Legislative Update by Alice Alvey

9 mins; February 20, 2026

"It's Over" For Some Regulatory Costs - Macro Market Update by Les Parker

1 min; February 20, 2026

Congress, GSE Reform, and the Future of the 30-Year Fixed - MBA Mortgage Minute by Adam DeSanctis

1 min; February 19, 2026

Weekly AI Update with Pavan Agarwal: The 3% AI Advantage: Why Most Mortgage Lenders Will Be Blindsided

24 mins; February 19, 2026

The Next Evolution of Total Expert "2.0" with Dan Catinella of Total Expert

21 mins; February 18, 2026

Below 6%, AI Disruption, and Housing Reform: A Critical Moment for Mortgage Leaders

39 mins; February 17, 2026

You Can’t Buy Better Processes: Fix Operations Before Adding Tech - Tech Update by Allen Pollack

11 mins; February 13, 2026

Flat Production, Tight Inventory: A Regional Market Story - Originations Update by David Kittle

2 mins; February 13, 2026

Freddie Mac Eases Construction-to-Perm Requirements - Legislative Update by Alice Alvey

3 mins; February 13, 2026

Biggest Bond Rally Since October: Jobs Data Shakes the Market - Market Update by Matt Graham

4 mins; February 13, 2026

Gold and Silver are "Dazed and Confused" - Macro Market Update by Les Parker

1 min; February 13, 2026

HR6644 Advances: What the 21st Century Housing Act Means for Mortgage Professionals - MBA Mortgage Minute by Adam DeSanctis

1 min; February 12, 2026

Lowering Cost per Loan: Why AI Fails Without Process—and How to Get Real ROI with Steve Butler of TRUE

19 mins; February 11, 2026

Markets in a Holding Pattern: Housing Policy, Rates, and the Real Risks Ahead

52 mins; February 10, 2026

Weekly AI Update with Pavan Agarwal: The AI Bubble Is Deflating: What MIT Gets Right—and Mortgage Leaders Must Face

35 mins; February 05, 2026

Kevin Warsh Nominated as Fed Chair: What It Means for Mortgage Policy and Rates - MBA Mortgage Minute by Adam DeSanctis

1 min; February 04, 2026

Building Practical Systems that Drive Results- Without the Overwhelm with Cindy Ertman of Defining Difference

41 mins; February 04, 2026

A New Fed Chair, Market Whiplash, and What It Means for Mortgage Rates

43 mins; February 03, 2026

AI Everywhere—but Where’s the ROI? The Real State of Mortgage Tech Adoption - Tech Update by Allen Pollack

9 mins; January 30, 2026

Inside Washington: HUD Oversight, Housing Bills, and the Real Affordability Debate - Legislative Update by Alice Alvey

3 mins; January 30, 2026

Geopolitics Over Data: What Really Drove the Bond Market Breakout - Market Update by Matt Graham

4 mins; January 30, 2026

Are Boring Markets "Coming Home?" - Macro Market Update by Les Parker

1 min; January 29, 2026

Washington Targets Housing Affordability: Investor Restrictions, MBS Support, and MBA’s Policy Push - MBA Mortgage Minute by Adam DeSanctis

2 mins; January 29, 2026

Solutions to Fix the Single-Family Housing Inventory Shortfall with Phil Bracken of Falcon Capital Advisors

43 mins; January 28, 2026

Policy Promises, Market Reality, and the Road Ahead for Mortgage Lending

62 hours 43 mins; January 27, 2026

Markets vs. Noise: Why Bonds—and Mortgage Rates—Remain Rangebound - 01/20/2026 Weekly Mortgage Update Commentary

15 mins; January 26, 2026

Global Uncertainty, Social Change, and Why the Markets Keep Holding On - Servicing & "The Agencies" by Marc Helm

4 mins; January 25, 2026

From LOS to Agentic AI: How Mortgage Tech Is Being Rewritten - Tech Update by Allen Pollack

11 mins; January 25, 2026

Fair Lending, HMDA, and MLK Day: Why These Protections Still Matter - Legislative Update by Alice Alvey

4 mins; January 24, 2026

Bonds are "Breaking the Habit" - Macro Market Update by Les Parker

1 min; January 24, 2026

HUD Reconsiders Disparate Impact: What the Proposed Rule Change Means for Lenders - MBA Mortgage Minute by Adam DeSanctis

1 min; January 22, 2026

Weekly AI Update with Pavan Agarwal: Why Mortgage Lenders Keep Failing at AI—and What the Winners Understand

45 mins; January 22, 2026

Cutting Through the Noise: An Independent Guide to AI, Tech, and What Really Works in Mortgage Lending with Josh Lehr of Lehrjet, LLC

22 mins; January 21, 2026

Housing Policy, Fair Lending, and Market Trust: A Pivotal Moment for Mortgage Professionals

49 mins; January 20, 2026

AI in Mortgage Tech: Cutting Costs, Reducing Chaos, and Separating Hype from Reality - Tech Update by Allen Pollack

10 mins; January 16, 2026

When MBS Trump Jobs: How a $200B Announcement Reshaped Mortgage Markets - Market Update by Matt Graham

4 mins; January 16, 2026

Attention & Impact: How to Help Mortgage Pros Win on Social with Josh Pitts of Shred Media

26 mins; January 16, 2026

The New Rates are “Wide Open” - Macro Market Update by Les Parker

1 min; January 16, 2026

Washington Turns to Housing Affordability: What the MBA Supports—and What It Warns Against - MBA Mortgage Minute by Adam DeSanctis

2 mins; January 15, 2026

The $100M Loan Officer Blueprint: How AI, the Right Team, and One Platform Change Everything with Garrett Locklear of Candid, Inc.

23 mins; January 14, 2026

Shock or Stability? Trump’s $200B MBS Move, Market Volatility, and What Lenders Must Do Now

41 mins; January 13, 2026

Stop Being Timid: Why Mortgage Leaders Must Speak Up on Affordability Now - Originations Update by David Kittle

7 mins; January 11, 2026

Rates May Stay Range-Bound, but Market Share Is Moving—What Mortgage Leaders Should Focus on Now - 01/06/2026 Weekly Mortgage Update Commentary

10 mins; January 11, 2026

From AI FOMO to AI Delivery: What Mortgage Tech Gets Right in 2026 - Tech Update by Allen Pollack

4 mins; January 11, 2026

Inside FHA’s Actuarial Report: What Lenders Should Understand About Risk, Reserves, and Opportunity - Legislative Update by Alive Alvey

9 mins; January 10, 2026

Rates Stuck in a Narrow Range as Bond Markets Wake Up to a Data-Driven Week - Market Update by Matt Graham

4 mins; January 09, 2026

Patience in 2026 Because "Tomorrow is a Long Time" - Macro Market Update by Les Parker

1 min; January 09, 2026

FHA’s Strong Financial Position Reignites Affordability Discussions for 2026 - MBA Mortgage Minute by Adam DeSanctis

1 min; January 09, 2026

Mortgage Markets at a Crossroads: Rates, FHA Reform, AI, and the Fight for Market Share in 2026

52 mins; January 06, 2026

The Real Cost of Mortgage Tech: AI, Infrastructure, and 2026 Reality - Tech Update by Allen Pollack

10 mins; January 04, 2026

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Lykken on Lending

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