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Podcast: Lykken on Lending
Episode: LLPAs Under the Microscope: Affordability, Risk & the Real Trade-Offs - Legislative Update by Alice Alvey
Description: This podcast segment explores the complex debate around loan level price adjustments (LLPAs), examining how risk-based pricing, capital return expectations, and potential reforms could impact housing affordability—especially for first-time homebuyers.------------------------------------------------------------------Alice Alvey, Master CMBVice President Partner Education and Training at Union Home MortgageShe handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Ind...