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Optimal Finance Daily - Financial Independence and Money Advice

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of p...

How One Pay Raise Can Lead to Debt Freedom by Andy Hill of Marriage Kids and Money on Smart Money Choices

11 mins; October 10, 2025

Why Choose An Independent Life Insurance Agent by Jeff Rose of Good Financial Cents on Money Decisions

9 mins; October 09, 2025

[Part 2] Investing a Large Sum of Money: What to Do by Christina Browning of Our Rich Journey

9 mins; October 08, 2025

[Part 1] Investing a Large Sum of Money: What to Do by Christina Browning of Our Rich Journey

9 mins; October 07, 2025

Interesting Financial Rules to Follow by J. Money of Budgets Are Sexy on How to Budget Successfully

10 mins; October 06, 2025

100 Countries or an S.U.V.? by Chris Guillebeau on How to Build True Wealth with Experiences

10 mins; October 05, 2025

How We Feel Secure with Owning Less by Amanda Brownlow on How to Become Financially Free

9 mins; October 05, 2025

Tax Lien Investing: Can You Make Good Money? by Vicki Cook and Amy Blacklock of Women Who Money

10 mins; October 04, 2025

2 Things You Absolutely MUST Do If You Want to Get Out of Debt by Jackie Beck on How to Improve My Finances

10 mins; October 03, 2025

Reasons to Stay Away From a Roth IRA by Scott Spann with Financial Finesse on Big Money Decisions

10 mins; October 02, 2025

The Number One Impact on Your Investments is YOU by Kent Thune with Get Rich Slowly

10 mins; October 01, 2025

[Part 2] The Four Backstops to the Four Percent Rule by Sean Mullaney on Social Security Benefits

11 mins; September 30, 2025

[Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney on Early Retiree Planning

10 mins; September 29, 2025

How to Handle Feeling Overworked and Overwhelmed by Paula Pant on Intentional Living and Happiness

9 mins; September 28, 2025

The Most Important Decision in Life by Nick Maggiulli of Of Dollars and Data on Marriage and Finances

10 mins; September 28, 2025

Credit Unions vs. Banks by Daniella of I Like to Dabble on How to Make Great Financial Decisions

10 mins; September 27, 2025

The Four Best Financial Assets by Christine Luken on Money Goals and How to Build Wealth

9 mins; September 26, 2025

5 Lessons From Our Buy Nothing New Challenge by Jaime of Keep Thrifty on How to Design Your Lifestyle

8 mins; September 25, 2025

How to Avoid Career Opportunity Costs by Jacob Lund Fisker on True Self-Actualization

9 mins; September 24, 2025

How Basic Knife Skills Can Save You Money by Julien Saunders of Rich and Regular on How to Reduce Grocery Costs

10 mins; September 23, 2025

[Part 2] Why You Should Invest, Even in Peak Markets by Chelsea of Smart Money Mamas on Investment Advice

9 mins; September 22, 2025

[Part 1] Why You Should Invest, Even in Peak Markets by Chelsea of Smart Money Mamas on How to Be A Disciplined Investor

10 mins; September 21, 2025

Creating a Home Gym by Ross Enamait on Working Out on A Budget

8 mins; September 21, 2025

WELLthy Living AND Accountability is the Key to Financial Success by Dawn Dahlby on Building Wealth

12 mins; September 20, 2025

5 Lessons I Learned From My Investment In Amazon Stock by Mr. Finer on Stock Market Investing Advice

10 mins; September 19, 2025

Should You Rely On Credit Cards For Your Emergency Fund? By Michelle Schroeder-Gardner

9 mins; September 18, 2025

I Have $1 Million and I Still Can’t Afford to Retire! by Kathleen Coxwell of New Retirement

10 mins; September 17, 2025

Life Insurance for Young Adults by Jeff Rose of Good Financial Cents on Important Financial Decisions

10 mins; September 16, 2025

When You Feel Like You Will Never Get Out of Debt: Things to Consider by Jackie Beck

9 mins; September 15, 2025

The Oregon Trail Guide to Personal Finance: What Happens Next? by Jana with Budgets Are Sexy

10 mins; September 14, 2025

How to Cultivate Unconditional Confidence by Cylon George of Spiritual Living For Busy People

8 mins; September 14, 2025

Do You Have These Essential Financial Protections in Place? by Erik Carter of Financial Finesse

9 mins; September 13, 2025

[Part 2] Why You Should Invest in Real Estate by ESI on Financial Independence Investing Plans

11 mins; September 12, 2025

[Part 1] Why You Should Invest in Real Estate by ESI on Investment Advice for Retiring Early

9 mins; September 11, 2025

5 Personal Finance Myths That Could Ruin Your Retirement by Kalen Bruce of Money Mini Blog

10 mins; September 10, 2025

How to Get Your Spouse on Board with Early Retirement by Jill with Mad Fientist on Financial Independence

11 mins; September 09, 2025

How to Find a Contractor: It’s Not Just About Price by J.D. Roth of Get Rich Slowly on Frugality and Home Ownership

11 mins; September 08, 2025

Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining on Building Wealth and Optimizing Taxes

9 mins; September 07, 2025

What Financial Protections Do Stay-at-Home Parents Need? By Amanda Kruse of Women Who Money

11 mins; September 07, 2025

What Should My Asset Allocation Be by Wanderer of Millennial Revolution on Emotions as an Investor

11 mins; September 06, 2025

[Part 2] How to Pay Off Student Loans Fast On Your Path to FIRE by Scott Rieckens of Playing With Fire

8 mins; September 05, 2025

[Part 1] How to Pay Off Student Loans Fast On Your Path to FIRE by Scott Rieckens of Playing With Fire

10 mins; September 04, 2025

Taking Money For Granted: What To Do If The Money Runs Out? By Sam Dogen of Financial Samurai

9 mins; September 03, 2025

Health Insurance - Things to Consider When Choosing Your Coverage by Andrea Joy of Saving Joyfully

12 mins; September 02, 2025

7 Things to Know About Credit Card Default by Philip Taylor of PT Money on Credit Score Recovery

10 mins; September 01, 2025

Extreme Early Retirement vs. Friends and Relatives by Jacob Lund Fisker on Financial Independence

11 mins; August 31, 2025

10 Food Habits of the Successfully Fit by Chalene Johnson

9 mins; August 31, 2025

Patience is the Ultimate Passive Income by Chris of Keep Thrifty on Long-Term Financial Freedom

9 mins; August 30, 2025

Does Owning a Vacation Home Make Sense? by Darrow Kirkpatrick of Can I Retire Yet on Real Estate Investing

11 mins; August 29, 2025

How Financial Habits and Situations Can Affect Productivity by Luke Smith with Carl Pullein

10 mins; August 28, 2025

How 5 Daily Habits Rocked My Financial World and Turned Things Around by Jillian Beirne Davi

10 mins; August 27, 2025

Thinking About Quality by Tynan on How to Create An Intentional Life and Lifestyle Design

8 mins; August 26, 2025

[Part 2] How to Buy Happiness by David Cain of Raptitude on How to Improve Life

10 mins; August 25, 2025

[Part 1] How to Buy Happiness by David Cain of Raptitude on How To Maximize Our Quality of Life

11 mins; August 24, 2025

How to Wait Less by Leo Babauta of Zen Habits on Clarity, Compassion, and Intentional Living

9 mins; August 24, 2025

How Long Should You Keep Your Financial Statements? by Jeff Rose of Good Financial Cents

10 mins; August 23, 2025

Payday Loans vs. Credit Cards by J.Money of Budgets Are Sexy on Smart Money Management

10 mins; August 22, 2025

Should You Take a Hardship Withdrawal? by Cynthia Meyer with Financial Finesse on Tax Advice

10 mins; August 21, 2025

The High Fructose Corn Syrup in Your 401K by Julien Saunders on Long-Term Investing Advice

11 mins; August 20, 2025

Simplify Your Investing: An Introduction to DRIPs by Sara of Get Rich Slowly on How to Build Wealth

10 mins; August 19, 2025

Why You Shouldn't Buy Target Date Funds by Wanderer of Millennial Revolution on Investment Advice

12 mins; August 18, 2025

Specific Identification of Shares by The Mad Fientist on How to Boost your Investment Returns

9 mins; August 17, 2025

Seven Guidelines To Keep The Business of Your Marriage Going Strong by Dr. Margaret Rutherford

9 mins; August 17, 2025

The Most Common Reasons People File for Bankruptcy by the DebtMD Team on Navigating Financial Hardship

11 mins; August 16, 2025

Long-Term Care Insurance is a Waste of Money by Mike Ballew of EggStack on Wealth Preservation

10 mins; August 15, 2025

[Part 2] The Five Biggest Millionaire Regrets by ESI on Financial Freedom and Building Wealth

10 mins; August 14, 2025

[Part 1] The Five Biggest Millionaire Regrets by ESI on How to Build Wealth and Investing Advice

10 mins; August 13, 2025

There’s No Best Way to Invest AND You May Need to Save Only Half as Much Money for Retirement by Chris Reining

12 mins; August 12, 2025

Can You Figure Out What This Woman Earns? by Paula Pant of Afford Anything on Mindful Spending

10 mins; August 11, 2025

Is There Value in Buying an Extended Warranty? By Laurie Sepulveda with Women Who Money

10 mins; August 10, 2025

Time Crunch Workouts by Nia Shanks on How to Stay Consistent with Fitness

9 mins; August 10, 2025

YOLO And The FIRE Movement: Why It Doesn’t Work (Yet) by Christina Browning of Our Rich Journey

9 mins; August 09, 2025

The Market Right Now Doesn't Care How Fantastic Your Stocks Are by Vitaliy Katsenelson of Contrarian Edge

9 mins; August 08, 2025

Stocks - Part XIV: Deflation, The Ugly Escort of Depressions by JL Collins on Investing Advice

12 mins; August 07, 2025

How to Build Equity in Your Home by Kumiko of The Budget Mom on Long-Term Wealth and Financial Stability

10 mins; August 06, 2025

10 Ways to Meet Minimum Spending Requirements For Credit Card Bonuses by Philip Taylor of PT Money

10 mins; August 05, 2025

[Part 2] The 3 Great Misconceptions About Retirement Saving by Darrow Kirkpatrick of Can I Retire Yet

9 mins; August 04, 2025

[Part 1] The 3 Great Misconceptions About Retirement Saving by Darrow Kirkpatrick of Can I Retire Yet

11 mins; August 03, 2025

What I Learned From Writing Every Day by Isaac Morehouse on Boosting Creativity and Self-Confidence

9 mins; August 03, 2025

Should You Do a HELOC or a Second Mortgage? By Miranda Marquit with Good Financial Cents

10 mins; August 02, 2025

Alternatives to Loans: 5 Things to Do Instead of Borrowing Money by Jackie Beck on Breaking the Debt Cycle

11 mins; August 01, 2025

6 Ways to Turbocharge Your Savings by J. Money of Budgets Are Sexy on Money Mindset and Financial Goals

10 mins; July 31, 2025

You Earn Passive Income by Being More Generous by Steve Pavlina on Creating Financial Freedom

12 mins; July 30, 2025

Have You Outgrown Your Financial Hero? by Julien Saunders of Rich and Regular on Money Advice

13 mins; July 29, 2025

[Part 2] 4 Strategies to Negotiate a Higher Starting Salary by Jessica of The Fioneers on Money Conversations

10 mins; July 28, 2025

[Part 1] 4 Strategies to Negotiate a Higher Starting Salary by Jessica of The Fioneers on How to Increase Income

12 mins; July 27, 2025

How to Navigate Relationships as Your Finances Change by Lisa Aberle with Get Rich Slowly on Money Priorities

11 mins; July 27, 2025

How to Create a Minimalist Budget by Amanda Brownlow on Reducing Money Stress and Intentional Living

10 mins; July 26, 2025

Why Get Life Insurance If You're Financially Independent by Financial Samurai on Being Self-Insured and Financial Protection

11 mins; July 25, 2025

4 Types of Insurance You Should Consider by Kalen Bruce of Money Mini Blog on Proactive Financial Planning Advice

11 mins; July 24, 2025

Four Ways to Fight Inflation by Sean Mullaney on Savvy Tax Planning and Leveraging Low-Interest Debt

12 mins; July 23, 2025

Remembering the Emotional Impact of Your Finances? by Andrea Joy of Saving Joyfully on Money and Self-Worth

10 mins; July 22, 2025

[Part 2] 9 Tips For Financial Success And Freedom - Take Control Of Your Money by Michelle Schroeder-Gardner

10 mins; July 21, 2025

[Part 1] 9 Tips For Financial Success And Freedom - Take Control Of Your Money by Michelle Schroeder-Gardner

10 mins; July 20, 2025

Tea Rituals for Focus, Health and Slowness by Leo Babauta of Zen Habits on Intentional Living

11 mins; July 20, 2025

Three Phases of Money Feelings by Chris of Keep Thrifty on Financial Freedom and Abundance Mindset

10 mins; July 19, 2025

How to Start Investing: Simple Four-Step Investing For Beginners Guide by Mr. Finer on Building Wealth

10 mins; July 18, 2025

What are the Habits of Wealthy People by James Altucher on Small, Eaily improvements and Cultivating Gratitude

13 mins; July 17, 2025

Investing With Debt by Wanderer on Smart Financial Decisions and Money Lessons on Housing Costs

9 mins; July 16, 2025

What to Look for When Reading a Mutual Fund Prospectus by Emily Guy Birken with PT Money

13 mins; July 15, 2025

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Optimal Finance Daily - Financial Independence and Money Advice

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