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Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

NZ Economic Update: Inflation Rising, Growth Falling Ft. Jarrod Kerr | Episode 466

27 mins; April 02, 2026

The Tax on Shares That’s Costing Kiwi Investors Thousands | Episode 465

23 mins; March 31, 2026

Is NZ’s Economic Recovery at Risk? The Long Term Effects of the Oil Crisis | Episode 464

20 mins; March 29, 2026

A 30 Year-Old’s Retirement Plan | Episode 463

37 mins; March 26, 2026

2026 Financial Plan: Step-by-Step to Fix Your Money | Episode 462

66 hours 50 mins; March 24, 2026

First Home Buyers Guide NZ: Step-by-Step Process | Episode 461

31 mins; March 22, 2026

5 Signs You’ll Have to Work Until 70 (And How to Avoid It) | Episode 460

14 mins; March 19, 2026

KiwiSaver, Investing & Mortgages: Listener Money Questions | Episode 459

17 mins; March 17, 2026

Meth Contamination: The Silent Killer of the NZ Property Market | Episode 458

13 mins; March 15, 2026

Will War Push Interest Rates Higher? What It Means for Your Mortgage | Episode 457

10 mins; March 12, 2026

Oil Prices Surge 50%: What War Means for Markets | Episode 456

15 mins; March 10, 2026

10 Years Without Filing Taxes: What Happens Next? | IRD Horror Stories | Episode 455

13 mins; March 08, 2026

Property vs Shares: Which Builds More Wealth in 2026? | Episode 454

19 mins; March 05, 2026

An Extra $100,000 at Retirement? KiwiSaver Changes Explained | Episode 453

20 mins; March 03, 2026

Chlöe Swarbrick: Wealth Tax, Housing & New Zealand’s Broken Economy | Episode 451

51 mins; March 01, 2026

Accountants React To The Worst Tax Advice Online ft. Matt Harris | Episode 450

16 mins; February 26, 2026

$45,000 Paid Off Their Mortgage In 4 Months | Inside a Financial Plan Ep 9

24 mins; February 24, 2026

$145 Billion In KiwiSaver: Why Is The System Still Broken? Ft. Dean Anderson, CEO of ⁠Kernel⁠ | Episode 448

26 mins; February 22, 2026

Why New Zealand Is Working Harder And Getting Nowhere | Episode 446

17 mins; February 19, 2026

Is The Share Market Overvalued? Here’s What Investors Must Know | Episode 445

16 mins; February 17, 2026

The Bitcoin Crash Explained: $3.2 Billion Wiped Out in 24 Hours | Episode 444

16 mins; February 15, 2026

Quarterly Investment Update: Why Silver Surged! | Episode 443

12 mins; February 12, 2026

Reduce Your Tax Bill: How the Wealthy Structure Assets & Debt Ft. Amanda Quill | Episode 442

13 mins; February 10, 2026

NZ’s Rising Debt Crisis: Why You’re Still Broke And Why It’s Getting Worse | Episode 441

19 mins; February 08, 2026

Paying Too Much, Yet Still Underinsured | Inside a Financial Plan Ep 8

36 mins; February 05, 2026

Is New Zealand’s Economy Growing… or Shrinking? | Episode 439

14 mins; February 03, 2026

Elon Musk: Is This the End of Retirement Savings? | Episode 438

14 mins; February 01, 2026

Haven’t Filed Your Tax Return Yet? Watch This Ft. Amanda Quill | Episode 437

23 mins; January 29, 2026

Is Buy and Hold Dead? Rethinking your property strategy Ft. Jim Dodd Property CEO Founder | Episode 436

38 mins; January 27, 2026

The Real Reason Mortgage Rates Are Rising ft. The Takeover | Episode 435

20 mins; January 25, 2026

Build Wealth And Protect It: The Insurance Mistakes You’re Making | Inside a Financial Plan Ep 7

49 mins; January 22, 2026

Can You Get a Mortgage After 50? | Episode 433

10 mins; January 20, 2026

Why is NZ’s Healthcare System under pressure? Ft. Nick Astwick, CEO of Southern Cross Health Society | Episode 432

36 mins; January 18, 2026

Why Property Is the Biggest Threat to Your Retirement | Episode 431

11 mins; January 15, 2026

Why You’re Still Broke | The Easiest Way to Stick to a Budget in 2026 Ft. Jason Leong | Episode 430

38 mins; January 13, 2026

2026 Property Predictions: Growth, Rates, Elections & What to Buy | Episode 430

19 mins; January 11, 2026

How to Protect Your Income in 2026: ACC vs Income Protection | Live Webinar | Episode 429

39 mins; January 08, 2026

The Best Tax Insights of 2025: Structures, Deductions & Smart Planning | Episode 428

38 mins; January 06, 2026

Live Webinar: Flip vs. Hold? Property And Tax Strategies For Smarter Investing Ft. Property-CEO | Episode 427

89 hours 45 mins; January 04, 2026

The Best Property Insights of 2025: Where the NZ Market Is Headed ft. Ilse Wolfe & Alex Martelli | Episode 426

27 mins; January 01, 2026

Sharemarket 101: How To Start Investing In 2026 | Episode 425

14 mins; December 30, 2025

Live Webinar: Building a Financial Plan for Summer | Episode 424

41 mins; December 28, 2025

The Best Guest Insights of 2025: Money, Markets & Growth ft. Luke Kemeys, Nicola Willis and more | Episode 422

24 mins; December 25, 2025

Buying Property in 2026? Bridging Loans Explained | Episode 422

11 mins; December 23, 2025

2026 Predictions: Is This The Year The NZ Economy Turns? | Episode 421

17 mins; December 21, 2025

Property Market 2026: What Buyers Need to Do Now ft. Matt Harris & Adam Farrell | Episode 420

18 mins; December 18, 2025

From One Property to Ten: Building a Property Empire Before 30 | Episode 419

29 mins; December 17, 2025

How to Budget Like a Financial Adviser | Inside a Financial Plan Ep 6

27 mins; December 16, 2025

Will Passive Investment Crash The Stock Market? | Episode 417

19 mins; December 14, 2025

3 Things to Know Before Buying an Investment Property ft. Matt Harris | Episode 416

17 mins; December 11, 2025

Is NZ’s Property Market Unproductive? The Real Economic Impact | Episode 415

11 mins; December 09, 2025

North vs South Island: Why One Half of NZ Is Getting Richer | Episode 413

15 mins; December 07, 2025

5 Reasons Buying Your First Home Just Got Easier | Episode 412

22 mins; December 04, 2025

Cashflow vs. Capital Gains: 2025’s Most Profitable Property Strategy Ft. Ilse Wolfe | Episode 411

37 mins; December 02, 2025

Falling Mortgage Rates: How to Add $100K to Your Net Worth | Episode 410

15 mins; November 30, 2025

Is NZ’s Property Market Broken? The Fall of the Investment Property | Episode 409

18 mins; November 27, 2025

NZ Insurance Crisis: Why Have Premiums Jumped 400%? | Episode 408

12 mins; November 25, 2025

OCR Predictions: Will Mortgage Rates Fall Further? | Episode 407

14 mins; November 23, 2025

The KiwiSaver Overhaul: Here's what Changing | Episode 406

13 mins; November 20, 2025

Live Webinar: How To Invest Smarter In New Zealand's Property Market ft. Scott O'Neill

73 hours 58 mins; November 19, 2025

Wealth Tax vs. Capital Gains Tax: What’s best for the NZ economy? | Episode 404

19 mins; November 18, 2025

Live Webinar: First Home Buyers Top 5 Negotiation Tips for the 2025 Market | Episode 403

56 mins; November 16, 2025

Cost of Living Crisis: $200K Can’t Support a Single Income Household | Episode 402

8 mins; November 13, 2025

NZ’s Economy Isn’t Growing: Is Infrastructure the Answer? Ft. Jarrod Kerr | Episode 401

19 mins; November 11, 2025

AI Boom or Bust? Sharemarket Crash Fears: Quarterly Market Update | Episode 400

40 mins; November 09, 2025

Paying Down Debt vs Investing in Property: Smart Mortgage Strategies | Inside a Financial Plan Ep 5

33 mins; November 06, 2025

Live Webinar: Stop Overpaying Tax - What Most NZ Property Investors Miss | Episode 399

51 mins; November 05, 2025

Should NZ Have 30 Year Fixed Mortgages? | Episode 398

17 mins; November 04, 2025

OCR Cuts & Capital Gains Tax: NZ’s Recession or Rebound? ft. Jarrod Kerr | Episode 397

28 mins; November 02, 2025

Will You Get Superannuation? The Debate on Means Testing | Episode 396

14 mins; October 30, 2025

Live Webinar: How to Plan for Retirement - KiwiSaver, Property or Shares?

61 hours 5 mins; October 29, 2025

28% Capital Gains Tax? What Labour’s Plan Means for You | Episode 394

23 mins; October 28, 2025

Investing in Shares vs Property: Inside a Financial Plan Ep4

37 mins; October 26, 2025

Top 5 Mistakes Most People Make When Investing In Shares | Episode 392

16 mins; October 23, 2025

KiwiSaver Untaxed: A Game Changer for Retirement | Episode 391

14 mins; October 21, 2025

Mortgage Free in 4 Years and Retired at 52: Inside a Financial Plan Ep3

54 mins; October 19, 2025

Struggling With Debt? 3 Key Steps to Fix Your Finances | Episode 389

20 mins; October 16, 2025

Live Webinar: A Guide to Cutting Debt and Growing Wealth

59 mins; October 15, 2025

OCR Breakdown: Will Interest Rates Drop Below 4%? | Episode 387

12 mins; October 14, 2025

Are Kiwi Business Owners Over-Taxed? Provisional Tax Explained Ft. Matt Harris| Episode 386

14 mins; October 12, 2025

Why It’s Expensive to Be Poor | Episode 385

18 mins; October 09, 2025

Inside a Financial Plan Ep2: KiwiSaver, Crypto & Property - The Strategy Session

55 mins; October 07, 2025

KiwiSaver Crisis: Why You’ll Go Broke in Retirement | Episode 383

12 mins; October 05, 2025

OCR Predictions: How Low Will Mortgage Rates Go?! Ft. Matt Harris | Episode 383

16 mins; October 02, 2025

Is NZ Education Failing? The Rise of Crimson Education Ft. Jamie Beaton | Episode 382

55 mins; September 30, 2025

Inside a Financial Plan Ep1: Dion & Rachel’s Journey

39 mins; September 28, 2025

The Crushing Cost of a Growing Family in NZ | Episode 380

17 mins; September 25, 2025

The Midlife Financial Crisis: Why Your 40s Feel So Expensive | Episode 379

9 mins; September 23, 2025

This Is Why You Feel Poor: The Brutal Truth Of Inflation | Episode 378

12 mins; September 21, 2025

NZ Economy Shrinks: Why GDP is Falling | Episode 377

23 mins; September 18, 2025

Most Played Moment: Finance Minister Nicola Willis on Debt, Growth, and NZ's Economic Future | Episode 376

17 mins; September 16, 2025

Debt-Free Faster: How to Cut 10 Years Off your Mortgage Ft. Justin Gauci | Episode 375

17 mins; September 14, 2025

2025 Property Market: Negotiation Tactics to Save Thousands Ft. Adam Farrell | Episode 374

22 mins; September 11, 2025

Why Rentvesting Will Ruin Your Retirement | Episode 373

18 mins; September 09, 2025

Foreign Buyers Ban Changes: Will They Save or Sink NZ’s Economy? Ft. Matt Harris | Episode 732

17 mins; September 07, 2025

NZ's Infrastructure Crisis: Why Are Taxpayers Footing the Bill? | Episode 371

8 mins; September 04, 2025

$150K Insurance Mistake: Cancer and Cancelled Cover Ft. Emily Powell | Episode 370

25 mins; September 02, 2025

When the IRD Comes Knocking: Triggers, Mistakes & Penalties Ft. Matt Harris | Episode 369

28 mins; August 31, 2025

The $1.7M Apartment Disaster: Why Pre Approval Matters | Episode 368

15 mins; August 28, 2025

KiwiSaver vs Managed Funds: How to Get Ahead in 2025 - Audience Q&A | Episode 367

17 mins; August 26, 2025

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Cheques and Balances

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