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Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

Ep. 62 Crypto as legal tender? Will it catch on?

24 mins; April 10, 2022

Ep. 61 Crypto Part 2 - The history of Cryptocurrency

19 mins; April 03, 2022

Ep. 60 Crypto Part 1 - The history of Cryptocurrency

24 mins; March 28, 2022

Ep. 59 The Secret Problem

14 mins; March 20, 2022

Ep. 58 Science of regret. What do people regret the most in life? How do you give your money purpose?

24 mins; March 13, 2022

Ep. 57 Goal based planning

22 mins; March 06, 2022

Ep. 56 You can't put a number on happiness

23 mins; February 27, 2022

EP. 55 Why can't I get a mortgage now?

12 mins; February 20, 2022

EP.54 Why are the markets dropping? What do you do with your investments?

11 mins; February 14, 2022

EP.53 What are the things to consider before buying into a company? | Cheques and Balances Podcast

11 mins; January 29, 2022

EP. 52 What to do if you're priced out of the property market? Alternative options for investing

9 mins; January 18, 2022

EP. 51 What are the Resource Management Act (RMA) Changes? How will the RMA changes impact property prices?

14 mins; January 12, 2022

Common GST Questions Accountants are asked about Property | Do you pay GST on Air BnB income?

14 mins; December 28, 2021

EP. 49 Should you have a financial plan? The benefits of implementing a financial plan for your future

15 mins; December 20, 2021

EP.48 The deposit needed for your first home | Low deposit lending for new builds

12 mins; December 15, 2021

EP.47 The top five mistakes people make moving into retirement | Easy steps to maximise your situation

24 mins; December 07, 2021

EP.46 Are you in good shape for retirement? Important tips for preparing your retirement

16 mins; December 01, 2021

EP.45 What is the future of KiwiSaver? | Why is KiwiSaver so important for retirement?

28 mins; November 25, 2021

EP. 44 Should you DIY invest or use an Advisor?| Pros and cons of using an investment platform

27 mins; November 22, 2021

EP. 43 Why is it getting harder to borrow money from the bank? What do the Responsible Lending Changes mean for you?

15 mins; November 16, 2021

EP. 42 How Much Do You Need In Retirement?| Can you rely on New Zealand Superannuation in retirement?

18 mins; November 14, 2021

EP.41 What is the new Government Shared Ownership Scheme | How will it help first home buyers?

16 mins; November 08, 2021

EP.40 Should you invest in gold | Pros and cons of investing in precious metals | Gold returns vs S&P 500

15 mins; November 03, 2021

EP.39 What would you do if you won $42m? | Pokeno lottery jackpot |How to invest lottery winnings

16 mins; October 28, 2021

EP.38 What does 4.9% inflation mean for you?| Consequences of historically high inflation on the economy

21 mins; October 20, 2021

EP.37 New Property Tax Changes Explained | Loop Holes Explained | What Constitutes a New Build Investment?

29 mins; October 14, 2021

EP.36 The five D's of DIY investing| World investor week| Tips for a 'do it yourself' investment strategy

16 mins; October 13, 2021

EP.35 Should You invest while paying down your mortgage? | Maximising the sprint

16 mins; October 06, 2021

EP.34 Should you purchase a property with a friend or family member? How to structure a property venture

19 mins; October 05, 2021

EP. 33 What is a Financial Advisor? | How can a Financial Advisor help you?

17 mins; September 28, 2021

EP. 32 Evergrande Crisis Explained | Will China Bail Out Evergrande? Chinese Lehman Brothers

22 mins; September 22, 2021

EP. 31 What is a mortgage broker? | How can a they help you | Pros and Cons of a mortgage broker

19 mins; September 20, 2021

EP. 30 What is the sprint? | How to maximise your financial position leading into retirement

5 mins; September 15, 2021

EP. 29 Tips for Business Owners During Lockdown | How Business Owners can prepare for future lockdowns

16 mins; September 13, 2021

EP. 28 The future of finance | What is open banking? | What will the roles of banks be in the future?

28 mins; September 09, 2021

EP. 27 CEO & Founder of PocketSmith Jason Leong | Different ways to budget | The story of PocketSmith | AfterPay

29 mins; September 07, 2021

EP. 26 Top 5 tips for Lockdown | How to make the most of your lockdown from a financial perspective

24 mins; September 01, 2021

EP.25 Our Predictions - Cryptocurrency to the floor | Housing market boom to continue | Sharp interest rate rises

18 mins; August 25, 2021

EP. 24 Are you over or under insured? | Beginners guide to insurance | Why should you have insurance?

18 mins; August 18, 2021

EP. 23 Investment Property 101| Beginners guide to investment Property |How to get onto the property ladder

28 mins; August 11, 2021

EP. 22 Do you have a plan for retirement? | Our top 5 tips to help you plan for retirement

16 mins; August 04, 2021

EP. 21 Women superannuation gap | Why do women have 12% less in their KiwiSaver in comparison to men?

16 mins; July 28, 2021

EP. 20 Are interest rates on the rise? | Different ways you can structure your mortgage

15 mins; July 21, 2021

EP. 19 Top five tips to become more financially literate | Top 5 money tips | How to become financial literate

16 mins; July 14, 2021

Ep. 18 What is lifestyle creep | How do I manage a pay rise | Best way to avoid lifestyle creep

10 mins; July 07, 2021

Ep. 17 Housing policy Changes | Interest deductibility for investment properties | Debt to income ratios

22 mins; June 30, 2021

Ep. 16 How to set up a budget | Budgeting tips | How to automate your budget | How do I budget for a house?

15 mins; June 23, 2021

Ep. 15 Do you need a will? What can happen if you don't have a will? How much does a will cost?

11 mins; June 16, 2021

Ep. 14 Shaun McGivern - 15 for 15 | Property Investor | Partner at a large law firm | Wealth Creation Journey

16 mins; June 13, 2021

Ep. 13 How your lawyer can help you when purchasing a property | How much does a lawyer cost when buying a house

14 mins; June 08, 2021

Ep. 12 Which KiwiSaver is right for you? What do the recent default KiwiSaver changes mean?

15 mins; June 02, 2021

Ep. 11 Should I buy a bigger home? How much longer will I have a mortgage if I upgrade my home

10 mins; May 25, 2021

Ep. 10 Should I pay down debt or invest? Should I clear my mortgage or should i invest in managed funds?

11 mins; May 18, 2021

Ep. 9 How to get out of debt | Should I have a credit card? When is it okay to use after pay?

13 mins; May 11, 2021

Ep. 8 How do I help my kids get on the property ladder | How do I give my kids a head start in life?

11 mins; May 04, 2021

Ep. 7 Introduction to the share market - Different ways to invest into the share market - What is a share?

11 mins; April 27, 2021

Ep. 6 Can you retire at 50 ? | What do you need to do to be in a position to retire at 50?

10 mins; April 20, 2021

Ep. 5 How much can you borrow for your first home? Tips when buying - KiwiSaver and First Home Grant

12 mins; April 13, 2021

Ep. 4 Tips to save a deposit for your first home - What are the costs to buy your first home?

10 mins; April 07, 2021

Ep. 3 How will recent housing policy changes impact the investor? | Is property still a good investment NZ

12 mins; March 23, 2021

Ep. 2 Talking to your partner about money | How to embrace the awkwardness | Goal Setting with your spouse

9 mins; March 21, 2021

Ep. 1 Is now a good time to buy a house? Should I wait for house prices to drop? Should you buy bitcoin?

8 mins; March 14, 2021

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Cheques and Balances

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