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THE TRUTH ABOUT YOUR FUTURE with Ric Edelman

Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 11 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports. Every weekday, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and health & wellness. Using his trademark humor and unique delivery, Ric makes complex topics easy to understand – as only he can! Ric was ranked three times as the...

Episode #4: How to Graduate College Debt-Free in 4 Years

39 mins; November 18, 2025

Episode #3: Make This Mistake, and College Will Lead to Your Teen's Ruin

17 mins; November 11, 2025

Episode #2: What College is Really All About

25 mins; November 04, 2025

Episode #1: Why College is Great - But Also Perilous

51 mins; October 28, 2025

12/27/24: Ric's Final Podcast: The Most Important Personal Finance Message, Part 3

49 mins; December 27, 2024

12/26/24: The Most Important Personal Finance Message, Part 2: Investing

28 mins; December 26, 2024

12/23/24: The Most Important Personal Finance Message, Part 1: Longevity

28 mins; December 23, 2024

12/20/24: Euthanasia: The Dominant Social Debate of this Century

15 mins; December 20, 2024

12/19/24: Gold!

18 mins; December 19, 2024

12/18/24: “What Do You Do?” is Becoming an Inappropriate Question

6 mins; December 18, 2024

12/17/24: How to Diversify Your Crypto Investment

12 mins; December 17, 2024

12/16/24: Good-bye Toothbrush...Hello Microbot

7 mins; December 16, 2024

12/13/24: Is it Time to Rethink Bonds? These Two ETFs Offer an Answer

28 mins; December 13, 2024

12/12/24: Is Ozempic an Unmentionable?

20 mins; December 12, 2024

12/11/24: The Car Loan Trap

8 mins; December 11, 2024

12/10/24: Why Social Security Is Paying for Your Funeral—And Why It Shouldn’t

10 mins; December 10, 2024

12/9/24: Wedding vs. Marriage

8 mins; December 09, 2024

12/6/24: New Advances in the Battle Against Alzheimer's

39 mins; December 06, 2024

12/5/24: How Even the Youngest of Kids Can Earn Income for a Roth IRA

12 mins; December 05, 2024

12/4/24: Is that College Course Outsourced?

8 mins; December 04, 2024

12/3/24: Your Questions Answered About Investing in Crypto

23 mins; December 03, 2024

12/2/24: Might People Prefer Robots Over Roommates?

6 mins; December 02, 2024

11/27/24: Leveling the S&P 500

12 mins; November 27, 2024

11/26/24: Three Guys Who Can Teach You About Crypto

9 mins; November 26, 2024

11/25/24: Bad News and Good News for Fat Americans

8 mins; November 25, 2024

11/22/24: AI Isn’t Profitable Yet, But It’s Already Destroying Companies

32 mins; November 22, 2024

11/21/24: Three New Funds that Give You Exposure to the Crypto Ecosystem

15 mins; November 21, 2024

11/20/24: Facing Retirement Without Children?

9 mins; November 20, 2024

11/19/24: The Global Birth Dearth is Getting Worse - But Does it Matter?

18 mins; November 19, 2024

11/18/24: The Meaning of OpenAI’s $150 Billion Valuation

13 mins; November 18, 2024

11/15/24: What the Depletion of the Social Security Trust Fund Means for You

46 mins; November 15, 2024

11/14/24: Two ETFs that Generate Income in an Innovative Way

11 mins; November 14, 2024

11/13/24: What to Expect From Trump’s Economic Policies

14 mins; November 13, 2024

11/12/24: Seen Bitcoin’s Price Lately?

12 mins; November 12, 2024

11/8/24: Wall Street Wisdom in Building the Future of Crypto with Galaxy's Chris Rhine

43 mins; November 08, 2024

11/7/24: What if Something Goes Wrong with Your Advisor Relationship?

18 mins; November 07, 2024

11/6/24: Ric’s Analysis of America's Decision on the Election

16 mins; November 06, 2024

11/5/24: Should the Most Important Election in History Influence Your Investment Strategy?

18 mins; November 05, 2024

11/4/24: The Latest in Crypto

25 mins; November 04, 2024

11/1/24: Three Demonstrations of AI’s Capabilities

58 mins; November 01, 2024

10/31/24: Ric's Conclusion on the Presidential Election

24 mins; October 31, 2024

10/30/24: An Analysis of the Vice-Presidential Candidates

10 mins; October 30, 2024

10/29/24: What You’ve Told Ric About Donald Trump’s Character, Ethics, Morals, and Values

20 mins; October 29, 2024

10/28/24: Harris and Trump on Unions

21 mins; October 28, 2024

10/25/24: Why Ric Won’t Use StubHub Again

43 mins; October 25, 2024

10/24/24: Ric's Review of the Hottest Election Issue: Immigration & Border Security

20 mins; October 24, 2024

10/23/24: On Today’s Show: The Politics of Racism, Religious Freedom, LGBTQ+, Gender and Transgender

15 mins; October 23, 2024

10/22/24: Harris vs. Trump on Judicial Reform, Regulation and Presidential Appointments

24 mins; October 22, 2024

10/21/24: Kamala’s New Proposals to Help Black Men

27 mins; October 21, 2024

10/18/24: The Real Risk to Democracy: Rhetoric

56 mins; October 18, 2024

10/17/24: Did You Hear What Harris & Trump are Saying About Drug Addiction, Treatment & Prevention? Neither has Ric

18 mins; October 17, 2024

10/16/24: Climate Change and the Candidates

26 mins; October 16, 2024

10/15/24: What Harris and Trump Say About Healthcare

29 mins; October 15, 2024

10/11/24: Abortion: The Most Emotional Election Issue

49 mins; October 11, 2024

10/10/24: Both Harris and Trump Need an Education...on Education

33 mins; October 10, 2024

10/9/24: Housing and Homeownership Among the 34 Key Issues of Election 2024

19 mins; October 09, 2024

10/8/24: Ric Chooses Between Harris & Trump on the Big Topic: “The Economy, Stupid!”

38 mins; October 08, 2024

10/7/24: The 2024 Election: The Tool I’ve Created to Help Me Decide Who Gets My Vote

39 mins; October 07, 2024

10/4/24: Caring for Caregivers: How to Avoid Becoming a Financial Burden to Your Loved Ones

59 mins; October 04, 2024

10/3/24: Why Merely Signing a DNR isn’t Enough

14 mins; October 03, 2024

10/2/24: New Study Shows that Forgiving Student Loans Isn’t Helping Students

8 mins; October 02, 2024

10/1/24: Knee, Hip, Kidney and Lung Transplants - Next: Heads

11 mins; October 01, 2024

9/30/24: Say Bye-Bye to Your Bathroom and Hello to Your Biomedical Base

6 mins; September 30, 2024

9/27/24: We've Suffered Through Inflation...Will We Now Face the Dangers of Deflation?

47 mins; September 27, 2024

9/26/24: 23% Cut in Social Security Benefits Starts in 2034

12 mins; September 26, 2024

9/25/24: The Global Race Toward Digital Money

7 mins; September 25, 2024

9/24/24: An Impact of AI You Might Not Like

9 mins; September 24, 2024

9/23/24: Why Two AIs are Better than One

7 mins; September 23, 2024

9/20/24:: Losing Your Mind Over a Hot Dog

30 mins; September 20, 2024

9/19/24: The $10,000 Dorm Makeover

10 mins; September 19, 2024

9/18/24: So You Think You Know Who I’m Voting For?

16 mins; September 18, 2024

9/17/24: Forget Medicine – This is the Key to Improving Your Health and Quality of Life

9 mins; September 17, 2024

9/16/24: Why Stablecoins Are the Hottest Thing in Crypto

18 mins; September 16, 2024

9/13/24: Is Your Plan to Fund Your Retirement Based on the 4% Rule?

53 mins; September 13, 2024

9/12/24: NASA, Formula One, and Your Healthcare: The Surprising Uses of Digital Twins

8 mins; September 12, 2024

9/11/24: Why Expensive Insurance is a Bargain

14 mins; September 11, 2024

9/10/24: Are Children Hazardous to Your Health?

15 mins; September 10, 2024

9/9/24: Ric Answers Your Questions About the Bitcoin & Ethereum ETFs

25 mins; September 09, 2024

9/6/24: These Two ETFs Give You Unique Exposure to the S&P 500 and Nasdaq 100

22 mins; September 06, 2024

9/5/24: Crisis in Academia: 500+ Colleges Close, Stranding Million+ Students

10 mins; September 05, 2024

9/4/24: Did Gensler Just Reveal Kamala’s Crypto View?

17 mins; September 04, 2024

9/3/24: A Roadmap for Voting in the 2024 Election

11 mins; September 03, 2024

8/29/24: Why Do You Still Own Mutual Funds?

11 mins; August 29, 2024

8/28/24: New Evidence that Crypto is Going Mainstream

9 mins; August 28, 2024

8/27/24: New Research Answers the Question: Is College Worth It?

11 mins; August 27, 2024

8/26/24: Stay, Move, or Downsize?

11 mins; August 26, 2024

8/23/24: This Economist’s Proposal Won’t Solve the Social Security Crisis

59 mins; August 23, 2024

8/22/24: Iran's Surge in Cosmetic Surgery and 3D-printed Communities: The Expanding Impact of Exponential Technologies

12 mins; August 22, 2024

8/21/24: Estate Planning for Your Pet

7 mins; August 21, 2024

8/20/24: Estate Planning Essentials to Ease the Burden

15 mins; August 20, 2024

8/19/24: Guess Who’s Living With This 95 Year-Old Woman?

13 mins; August 19, 2024

8/16/24: The Huge Difference Between Inflation and the Inflation Rate

46 mins; August 16, 2024

8/15/24: The Real Estate Reckoning: Is a Replay of 2008 Coming?

13 mins; August 15, 2024

8/14/24: Parents Co-Signing Mortgages Has Election Implications

15 mins; August 14, 2024

8/13/24: The Insurance Industry’s Latest Battle Against Consumer Protection

22 mins; August 13, 2024

8/12/24: Beware Those Who Continue to Bash Crypto

31 mins; August 12, 2024

8/9/24: Generating Income in Retirement: This ETF Could be Helpful

58 mins; August 09, 2024

8/8/24: Freezing Brains: New Research Breakthrough

11 mins; August 08, 2024

8/7/24: Al Michaels Recaps the Olympics – But Is It Really Him?

8 mins; August 07, 2024

8/6/24: Ric’s Take on Yesterday’s Market Decline – and a Fortress Option for You

15 mins; August 06, 2024

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