LanguaTalk

The 80 Percent

Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit the80percentpodcast.com to learn more. Hosted on Acast. See acast.com/privacy for more information.

Investment Strategy for 2026

18 mins; February 13, 2026

Why I Went Quiet for a While

2 mins; January 16, 2026

Listen Back: 5 Money Mistakes That People Don’t Know They’re Making

16 mins; December 19, 2025

Investing in REITs For Retirement

18 mins; December 12, 2025

Smart Money Moves For Your 13th Month Pay

35 mins; November 28, 2025

How to Get Out of Debt with Debt Aid Consulting International

58 mins; November 21, 2025

Is It Safe to Invest in a Cooperative?

11 mins; November 13, 2025

12 Estate Planning Myths That Will Cost You Time and Money

18 mins; November 06, 2025

Overcoming Gift-flation and How to Save Money This Holiday Season

12 mins; October 28, 2025

Financial FOMO: How to Stop Chasing Every ‘Sayang’ Opportunity

7 mins; October 21, 2025

What Are You Busy With These Days?

9 mins; October 16, 2025

The Millionaire Myth: What Life Is REALLY Like After Your First Million

24 mins; September 30, 2025

Filipino Credit Perceptions with Peter Faulhaber of TransUnion Philippines

32 mins; September 10, 2025

Listen Back: 5 Business Ideas That Need Little or No Capital

23 mins; August 26, 2025

Can You Leave the Country If You Have Unpaid Credit Card Debt?

10 mins; August 19, 2025

From Myths to Millions: Fixing How Filipinos See Investing

21 mins; August 13, 2025

From Paycheck to Prosperity: How to Build a Wealth-Building Mindset

6 mins; August 05, 2025

How Simple Nudges Can Help You Improve Your Finances

14 mins; July 29, 2025

MySSS Pension Booster: Is It A Good Alternative to Pag-IBIG MP2?

28 mins; July 22, 2025

Rent a Place or Buy a Home: Which is the Smarter Choice?

20 mins; July 17, 2025

What is the Representativeness Heuristic?

6 mins; July 08, 2025

Reasons You're Anxious About Money And What to Do About It

16 mins; July 01, 2025

Money Isn’t Everything: Build a Financial Life That Fits You

5 mins; June 24, 2025

1, 2, or None? How Many Credit Cards Do You Need?

15 mins; June 19, 2025

Listen Back: Goals are Important, But You Need to Focus on Growth

20 mins; June 12, 2025

What is Self-Attribution Bias?

5 mins; June 04, 2025

Think Before You Bet: Avoid and Overcome Gambling Addiction

16 mins; May 27, 2025

The 8 Types of Wealth and Why You’re Richer Than You Think

27 mins; May 13, 2025

Trade Talks: Breaking Down Global Market Moves with Inki Cho & Li Xing Gan

27 mins; April 29, 2025

I'm Taking a Short Break

2 mins; April 04, 2025

Listen Back: 7 Ways Investing Can Make Your Life Better

11 mins; March 27, 2025

Understanding Pag-IBIG MP2: Is It Worth It?

10 mins; March 19, 2025

10 Money-Smart Ways To Stay Cool This Summer

8 mins; March 13, 2025

6 Money-Saving Tips For Living in a Condo Home

5 mins; March 04, 2025

How to Protect Your Senior Parents from Investment Scams

15 mins; February 26, 2025

How To Optimize Your Income Streams for Better Cashflow

29 mins; February 19, 2025

Listen Back: 7 Profitable Side Hustles for Introverts

26 mins; February 11, 2025

Small Business Ideas You Can Start in 2025

17 mins; February 05, 2025

Dealing with Friends Who Take Advantage of Your Generosity

10 mins; January 28, 2025

Let Me Share My 2025 Investment Plan

17 mins; January 23, 2025

Believe In Your Success

5 mins; January 14, 2025

3 Simple Ways To Save Money in 2025

19 mins; January 08, 2025

3 Realizations and Lessons That 2024 Taught Me

25 mins; December 30, 2024

What To Do Before You Quit Your Job

18 mins; December 17, 2024

Deserve Ko ‘To: Money-Smart Ways to Reward Yourself

9 mins; December 13, 2024

12 Essential Investing Tips for Millennials

15 mins; December 03, 2024

What To Do When You Feel Overwhelmed By Your Goals

16 mins; November 27, 2024

Earn Passive Dividend Income from these Investments

24 mins; November 21, 2024

Why Most People Fail at Saving Money

5 mins; November 13, 2024

Listen Back: How To Save Money on a Low Income

18 mins; November 05, 2024

What Is The Herd Mentality?

8 mins; October 29, 2024

7 Productive Things You Can Do On a Rainy Day

10 mins; October 22, 2024

Emotional vs Rational Money Management

24 mins; October 17, 2024

How to Develop Good Money Habits That Stick

13 mins; October 09, 2024

How to Be a Freelancer and Earn Extra Income

23 mins; September 24, 2024

5 Subtle Signs That You’re Doing Well Financially

5 mins; September 18, 2024

Money-Saving Tips When Buying the Things You Need

19 mins; September 11, 2024

Investing Strategies During Market Volatility

27 mins; August 28, 2024

Listen Back: The Story of How I Became an Entrepreneur

18 mins; August 21, 2024

3 Ways to Stop Mindless Spending

19 mins; August 13, 2024

Quick Guide to Retirement Planning

20 mins; August 08, 2024

How to Have the Courage to Take Action on Your Finances

20 mins; July 30, 2024

The Three Types of Decisions We Make

27 mins; July 23, 2024

Listen Back: 5 Financial Habits That Every Person Should Have

18 mins; July 16, 2024

What Is The Endowment Effect?

5 mins; July 02, 2024

Money-Saving Hacks for Those Who Struggle to Save

20 mins; June 25, 2024

What is the Halo Effect in Investing?

24 mins; June 18, 2024

How To Do a Mid-Year Financial Check-Up

24 mins; June 10, 2024

Money Dysmorphia: How to Overcome Your Financial Distortions

26 mins; June 03, 2024

Fun Family Activities That Will Improve Your Finances

19 mins; May 28, 2024

Listen Back: 6 Skills You Need To Build Multiple Sources of Income

19 mins; May 20, 2024

Four Questions to Ask Before Buying Anything

20 mins; May 14, 2024

The Average Salary and Savings of Filipinos

25 mins; May 06, 2024

How to Be a Good and Responsible Credit Card User

21 mins; April 29, 2024

Investing Mindset and Strategies for Gen Z

37 mins; April 23, 2024

The Unfair Advantage of Being Lucky

19 mins; April 15, 2024

5 Common Traits of Financially Secure Individuals

4 mins; April 11, 2024

How to Choose the Perfect Community when Buying a Home

9 mins; April 08, 2024

Why It Matters Who You Spend Your Time With

12 mins; March 20, 2024

Listen Back: The 7 Streams of Income That Millionaires Have

16 mins; March 12, 2024

Three Most Common Mistakes Before Investing

18 mins; March 05, 2024

Evolving Mindsets: The Power to Learn, Unlearn, and Relearn

11 mins; February 27, 2024

How to Improve Your Relationship with Money

21 mins; February 20, 2024

The Importance and Power of Having Determination

19 mins; February 14, 2024

Why Learning How To Save Should Come First

16 mins; February 06, 2024

Listen Back: How to Become Better at Delayed Gratification

22 mins; January 29, 2024

How to Get Yourself Unstuck and Move Forward

15 mins; January 22, 2024

Earning Passive Income Thru Copy Trading with Lloyd Bazar

29 mins; January 15, 2024

20 Small Business Ideas for 2024

31 mins; January 09, 2024

Year-In-Review: The Top Episodes of 2023

19 mins; January 02, 2024

Market Review and Outlook with Chase Yap of 2TradeAsia.com

34 mins; December 25, 2023

Beyond Goals: The Power of Building a System

26 mins; December 19, 2023

Time Passes Whether I Stand Still or Move

16 mins; December 11, 2023

7 Thoughtful Christmas Gifts That Won’t Ruin Your Budget

10 mins; December 03, 2023

Practical Finance Tips When Living On Your Own

13 mins; November 28, 2023

Listen Back: Focus on the Process and the Results Will Come

14 mins; November 19, 2023

What It Means To Pay Yourself First

4 mins; November 16, 2023

Money-Saving Tips for a Merry and Affordable Christmas

20 mins; November 13, 2023

Healing Your Inner Child Without Breaking Your Budget

11 mins; November 05, 2023

My Thoughts on Investing in Memorial Lots

11 mins; October 31, 2023

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The 80 Percent

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