LanguaTalk

Keep The Change

Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail...

MM 271 - Who’s Responsible For Your Retirement?

37 mins; July 20, 2025

Beneficiary Raises Millionaire: My Mum & Money

90 hours 33 mins; July 16, 2025

*EXPLICIT* Stop F@*king Conforming. Win The Mind: Win Your Life (Mental Performance Coaching) w David Niethe

70 hours 44 mins; July 11, 2025

Money Mail 270 - 'My house is my retirement plan' Really???

27 mins; July 10, 2025

Crypto in 2025: Bitcoin to $1mil? Major Themes w Paul Quickenden (Easy Crypto)

67 hours 41 mins; July 09, 2025

Stop F@*king Conforming. Win The Mind: Win Your Life (Mental Performance Coaching) w David Niethe

70 hours 44 mins; July 08, 2025

Why Do Kiwi HATE Talking About Making More $$?

61 hours 30 mins; July 06, 2025

Money Mail 269 - Hard Work Isn't Enough Anymore? Sorry To Say This!

43 mins; July 03, 2025

Owns $20m In Property, But She Rents. Find Out Why with Ilse Wolfe

49 mins; July 02, 2025

ATF - Sorry, But The Answer Is Make More Money w Mikey Smith

65 hours 57 mins; July 01, 2025

Money Mail 268 - Keeping Up With ‘The New Jones’s’

32 mins; June 26, 2025

9 Years A Teacher to Real Estate. 4x The Income In 3 Years. A leap of Faith w Fraser Kilgour

55 mins; June 25, 2025

Money Mail 267 - I Found The 'Green Shoots' (Practical Tips)

38 mins; June 20, 2025

NZ Property: Where To From Here in 2025? Average House Prices Too Expensive - Politician

70 hours 0 mins; June 18, 2025

Money Mail 266 - If AI Took My Job...My Plan

31 mins; June 16, 2025

She Paid Kylie Jenner $300k & Made $3.5mil In Her 20’s | What Happened Next? W Iyia Liu

71 hours 20 mins; June 11, 2025

Money Mail 265 - Who REALLY Isn’t 'Paying Their Fair Share' Of Tax?

51 mins; June 09, 2025

ATF - Why The Hunting Season Is A Must w Mikey Smith (Guardian Smith)

36 mins; June 08, 2025

NZ Economy: When Will It Get Better? w Mikey Smith (http://GuardianSmith.co.nz)

76 hours 15 mins; June 04, 2025

NZ Has Changed FOREVER & Some Can't See It

46 mins; June 01, 2025

Money Mail 264 - Budget 2025 - Men Lie, Women Lie, Numbers Don’t

49 mins; May 29, 2025

Running the Distance: Business, Sport & Motherhood w Janelle Cavanagh from Withers & Co.

59 mins; May 28, 2025

Money Mail 263 - 5 Years Of Money Mail. 260+ Fridays. What Now?

32 mins; May 25, 2025

He Made Millions Helping Tradies Grow Their Businesses: Marti Amos

70 hours 3 mins; May 21, 2025

Money Mail 262 - I Needed A Battery. I Found A DIY Wonderland

30 mins; May 19, 2025

Higher Incomes Don’t Mean Freedom. Financial Truths w Shula Newland

64 hours 45 mins; May 14, 2025

Money Mail 261 - What 20 Years Of Investing Taught Me

57 mins; May 12, 2025

From Soap Buckets to Signing Leases at 17 - Max Tebbs, Clean Car Collective

83 hours 18 mins; May 07, 2025

Money Mail 260 - Is Debt Stress Secretly Ruining Your Life? Warning: Confronting!

40 mins; May 05, 2025

The Marketer Behind My Madness w Roimata from BurstDigital.co.nz

62 hours 22 mins; April 30, 2025

Money Mail 259 - Renting Out A Room? AirBNB Income? Paid Tax?

51 mins; April 28, 2025

‘’Moneys Broken’’, Bitcoin Fixes It? Leaving NZ For Japan w Cody Ellingham

62 hours 54 mins; April 23, 2025

Money Mail 258 - How To Stay In ’Push Mode’ Like A F1 Driver

21 mins; April 17, 2025

Building Wealth, Burn Out & Busy Twins w Amy Po-Ching of Property IQ

61 hours 34 mins; April 16, 2025

Money Mail 257 - Liquidation: How Some Businesses Delete IRD Debt Without Paying

45 mins; April 14, 2025

From A Rental To The Richlist. Why Aussies Are Coming For NZ Commercial Property w Scott O’Neill (https://www.rethinkinvesting.co.nz)

62 hours 40 mins; April 09, 2025

Money Mail 256 - 1 In 2 Business Owners In NZ Are Over 50

29 mins; April 07, 2025

Fur Real: Pet Emergency & Pet Insurance DM Drama!

63 hours 49 mins; April 05, 2025

MY2CENTS - Money Advice For NZ Uni Students (Practical)

17 mins; April 05, 2025

MY2CENTS - 🇳🇿 Is It Supposed To Feel This Hard Financially?

11 mins; April 05, 2025

Reset for the New Financial Year w Mikey Smith (GuardianSmith.co.nz)

41 mins; April 02, 2025

Money Mail 255 - Thousands ''Sick & Tired Of Survival Mode''

12 mins; March 31, 2025

MY2CENTS - 2025 Will Be Just As Tough As 2024 🫣

22 mins; March 29, 2025

Why Does Having Money Scare You? The Fear of Money w Mikey Smith (GuardianSmith.co.nz)

50 mins; March 26, 2025

Money Mail 254 - 30% Get This Wrong About Dividends, Will You?

19 mins; March 24, 2025

I Went Back To My Old High School

26 mins; March 23, 2025

MY2CENTS - How To Get Your Partner On Side With $$ In New Zealand

11 mins; March 22, 2025

Why Personal Brands Win (And Everyone Else Gets Left Behind) w Stanley Henry (AttentionSeeker.co.nz)

80 hours 51 mins; March 19, 2025

Money Mail 253 - My Net Worth Took A Hiding, Did Yours?

41 mins; March 15, 2025

MY2CENTS - How I Structure My Money In New Zealand

16 mins; March 15, 2025

A Canadian Helping Kiwi Take Control Of Their $ w Scott Innes (KTC Listener) [Changers]

56 mins; March 12, 2025

Money Mail 252 - It Took Me 30 Mins To Get $2k USD

39 mins; March 10, 2025

MY2CENTS - How I Got Rich In New Zealand (Not Property 🤫)

14 mins; March 08, 2025

What Is Mikey Seeing In NZ Property In 2025? (in the new studio)

53 mins; March 06, 2025

Living a Life of Abundance: Fulfilment and Opportunity w Mikey Smith (GuardianSmith.co.nz)

40 mins; March 05, 2025

MY2CENTS - First $100k

5 mins; March 01, 2025

Money Mail 251 - The Biggest Wealth Shift In History. Are You Ready?

40 mins; February 27, 2025

Living a Life of Lack: The Symptoms of Scarcity w Mikey Smith (GuardianSmith.co.nz)

11 mins; February 26, 2025

MY2CENTS - Falling Interest Rates

6 mins; February 22, 2025

Money Mail 250 - Falling Interest Rates = Pay Rises For Most NZ Households

45 mins; February 20, 2025

The Rise & Fall,(Part 1) & Now Redemption (Part 2) of Simon Phillips

103 hours 28 mins; February 19, 2025

Money Mail 249 - When Is 'Enough', Enough?

44 mins; February 17, 2025

MY2CENTS - Credit card debt to millionaire?

5 mins; February 15, 2025

How to Escape 'Status Mode' w Mikey Smith (GuardianSmith.co.nz)

46 mins; February 12, 2025

Money Mail 248 - 'Put It On The Mortgage'...Dead In 2024

45 mins; February 10, 2025

MY2CENTS - Best Inflation Hedge

8 mins; February 08, 2025

A 20% House Deposit & Student Loan Cleared At 26 Tom Flanagan (KTC Listener) [Changers]

38 mins; February 05, 2025

Ep 247 - What If Stock Markets Tank In 2025?

33 mins; February 03, 2025

MY2CENTS - $2k Per Month Passively

7 mins; February 01, 2025

How to Escape 'Survival Mode' w Mikey Smith (GuardianSmith.co.nz)

44 mins; January 29, 2025

Money Mail 246 - How To Easily Make An Extra $10,000 In 2025

30 mins; January 27, 2025

MY2CENTS - #1 Way To Pay Off A Kiwi Mortgage Faster

13 mins; January 25, 2025

Dropout to Debt Free: How This 27yo Bought Property With Cash w Philip Paul (KTC Listener) [Changers]

65 hours 48 mins; January 22, 2025

Money Mail 245 - The 2025 Economy; What Happens Next?

33 mins; January 20, 2025

MY2CENTS - ‘I Don’t Care About Money’ | Yeah Right!

7 mins; January 18, 2025

Kickstart Your Wealth In 2025: Investing Hacks w Linus Field

36 mins; January 15, 2025

Money Mail 244 - 2025: It’s Never Been Easier To Succeed

37 mins; January 13, 2025

ICYWL - Money Mail 147 - Why I Bought A PIE Fund

36 mins; January 12, 2025

MY2CENTS - Will A Capital Gains Tax Solve New Zealand’s Problems? (What About Your Problems?)

14 mins; January 11, 2025

MY2CENTS - Why Is Paying Debt More Exciting Than Investing?

14 mins; January 09, 2025

From Reckless To Responsible With Money & Mindset w Bryce Helms (KTC Listener) [Changers]

52 mins; January 08, 2025

Money Mail 243 - 2025 The Year To Focus On What You Do Have

29 mins; January 06, 2025

How To Annihilate 2025 w Mikey Smith (GuardianSmith.co.nz)

104 hours 5 mins; January 05, 2025

ICYWL - HOW To Think w Mikey Smith (GuardianSmith.co.nz)

116 hours 14 mins; January 05, 2025

MY2CENTS - Why I Don't Have A Credit Card In New Zealand

11 mins; January 04, 2025

MY2CENTS - What Version Of Money Are You Running?

6 mins; January 02, 2025

KiwiSaver Hardship Rising & Car Loan Carnage w David Verry (Financial Mentor)

30 mins; January 01, 2025

ICYWL - The True Cost Of Your $700k Home w Mikey Smith

36 mins; December 29, 2024

MY2CENTS - This Traps Kiwi's From Making More $

8 mins; December 28, 2024

Money Mail 242 - 2024, You Son Of A B!tch

21 mins; December 28, 2024

MY2CENTS - Steal This Government Trick To Take Control Of Your Finances In NZ

5 mins; December 26, 2024

How We DESTROYED 2024 w Mikey Smith (CEO GuardianSmith.co.nz)

66 hours 28 mins; December 26, 2024

‘Property Doubles Every 10 Years’ LOL! Is That All? w Mikey Smith (GuardianSmith.co.nz)

44 mins; December 25, 2024

Money Mail 241 - Look How Far You've Come In 2024

23 mins; December 24, 2024

WARNING: KTC Tik Tok Scammers

13 mins; December 22, 2024

ICYWL - The 15yo $50k Entrepreneur

52 mins; December 22, 2024

MY2CENTS - Secondary Tax Is A Myth (New Zealand Tax)

9 mins; December 21, 2024

MY2CENTS - REVEALED! What I Invest In 🇳🇿

11 mins; December 19, 2024

What NZ Financial Mentors Expect To See In 2025 w David Verry (Financial Mentor)

61 hours 5 mins; December 18, 2024

Money Mail 240 - Tick Off These 12 Days Of Christmas

33 mins; December 16, 2024

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Keep The Change

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